The original call
Original year: 2023
2026 assessment
Scorecard verdict: Hit
Hit, and accelerating in real time. AI-driven risk assessment, drone-and-digital-twin property inspection, real-time claims triage, and forward-looking predictive models are now everywhere in the underwriting stack. The orientation of the industry genuinely flipped from rear-view mirror to windshield. This is the trend I planted in 2009 and watched mature for fifteen years.