The original call
Original year: 2016
2026 assessment
Scorecard verdict: Hit
Hit. “Just-in-time insurance” is no longer a futurist’s phrase — it’s a product category. On-demand and episodic coverage you switch on for a single trip, a single rental, a single drone flight, a single gig shift, is here and growing, and embedded micro-insurance is sold at the point of need by the thousands. The move from historical actuarial tables toward real-time, instance-oriented coverage is exactly the path the industry took.